Transforming the Loan App Victims Kenya Group: From Victims to Responsible Borrowers

The Facebook group "Loan App Victims Kenya" presents a paradox: a community of individuals struggling with debt, yet ultimately responsible for their own financial struggles. While the members may experience hardship, focusing solely on victimhood fails to address the root cause of their situation. This essay explores the potential for transforming this group from a support network for defaulters into a platform for promoting responsible borrowing and fostering a healthier digital lending ecosystem in Kenya.