A guide to Kenya's Fintech Regulatory Framework.

Financial technology, or Fintech, has emerged as a rapidly growing industry in Sub-saharan Africa, driven by a unique combination of mobile adoption, technological innovations, and investor interests. Kenya, in particular, has witnessed significant Fintech activities, including mobile payments, digital lending, asset and wealth management, insurance, Green energy, and money remittance operations. However, with the dynamic nature of the Fintech industry and its overlap across different sectors, the regulatory framework becomes complex and multi-faceted.